When your current Mortgage Deal comes to an end or you want to refinance capital raising for home improvement, a new car, buy another property for investment or second home; you alter the existing mortgage on your property by either entering into a new agreement with your current mortgage provider or switch to a different lender.
If you opt to switch to a new lender prior to the completion of your agreed mortgage term, you might incur an fee called Early Repayment Charge. If this is the case our experienced advisor can advise you on fees incurred or other alternative solution for example Further Advance from your existing lender.
Regardless of your motives for refinancing, EC Mortgage are here to provide professional advice for you. We will take the time to comprehend your individual situation and explore the entire market to identify the best refinancing options in the UK for you on a No Success No Fee Basis.
Our experience advisor will have an initial chat with you to understand more about your expectation. Once you are ready to proceed with the new mortgage, we will oversee the entire process for you; managing all the essential documentation and coordinating with all relevant parties to alleviate the burden and inconvenience for you.
Are you ready to explore your financial possibilities? Get in touch with EC Mortgage using the Live Chat Button on the bottom right on our website or schedule an appointment at your convenience! Also try our State Of Art Live Re-Mortgage Comparison Tool as well
PLEASE NOTE THAT YOUR HOME MAY BE REPOSSESSED IF YOU FAILTO KEEP UP WITH YOUR MORTGAGE REPAYMENTS.
You can easily compare deals from our panel of leading lenders before making your final decision
This will help us find the most relevant deals for you, including only products you are likely to be accepted for
These will show your potential monthly repayments, the interest rate you’ll pay and the cost of any product fees
If you are considering remortgaging for home renovations or facing difficulties in meeting your monthly payments and wish to settle your debts, you might have the option to tap into the equity in your home.
Utilizing remortgaging to unlock equity differs from equity release, as it involves obtaining a larger mortgage. However, it is frequently the most cost-effective method to raise capital, and our specialists can assist you in determining whether it is the appropriate choice for your situation.
It is crucial to secure a new mortgage deal before it expires in order to avoid being placed on your mortgage provider’s standard variable rate (SVR), which is typically higher. By remortgaging, you can save a significant amount of money over time. As mortgage brokers covering the entire market, we guarantee to find the most suitable remortgage deal for your specific requirements.
If you have come into a substantial inheritance or have experienced a salary increase at your job and are interested in making consistent extra payments, refinancing your mortgage could assist you in decreasing the loan amount and securing a more favorable interest rate.
Our remortgage brokers are available to assist you in assessing any fees that may be required and comparing them to potential savings you could achieve, prior to making a decision to switch.
If your existing mortgage agreement is nearing its conclusion or you require additional funds, and you have experienced missed or delayed payments, defaults, or CCJs, you might discover that your mortgage alternatives are restricted. However, with our assistance, it is indeed feasible!
In our capacity as adverse credit mortgage brokers, we have connections to specialized mortgage lenders that are not typically found on the high street or comparison platforms, and they are willing to review your application. Given that lenders may perceive you as a financial risk, you may initially face a slightly elevated interest rate. Nevertheless, by consistently meeting your repayment obligations, you should be able to refinance to a more favorable rate.
© 2024 By EcMortgage. EC Mortgage Solution Ltd is an appointed representative of Beneficial Ltd, which is authorised and regulated by the Financial Conduct Authority, FCA number 736655. EC Mortgage Solution Ltd is authorised and regulated by the Financial Conduct Authority, FCA Number 974789.
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